Business Term Loans
Up to $5MAmount
3–7 daysTo funding
Fixed monthly payments over multi-year terms — built for expansion, acquisition, or refinancing shorter, pricier debt.
See if I qualifyNationwide business financing
Term loans and credit lines for businesses that don't sit still.
Forwardline Capital arranges $5,000 to $5,000,000 across twelve financing products through a network of lending partners — decisions in as little as 24 hours, in all 50 states. Your business doesn't idle. Neither does our capital.
Soft credit pull only $5K–$5M range All 50 states
Products
Twelve financing products. One application.
Lead products first: term loans and credit lines. Behind them, ten more ways to keep money moving — each with its own speed and ceiling.
Business Line of Credit
Up to $250KAmount
1–3 daysTo funding
Draw, repay, redraw. Revolving capital that sits ready before the need shows up — pay interest only on what you use.
See if I qualifyWorking Capital / Merchant Cash Advance
Up to $500KAmount
24–48 hrsTo funding
An advance against future revenue for payroll, inventory, and opportunities with a short window. The fastest lane we run.
See if I qualifyRevenue-Based Financing
Up to $1MAmount
1–2 daysTo funding
Capital sized to your top line, with remittances that flex as revenue moves. Built for businesses that earn in surges.
See if I qualifySBA Loans
Up to $5MAmount
1–4 weeksTo funding
Government-backed 7(a) and 504 programs — rates and terms for owners who can trade a little speed for a lot of runway.
See if I qualifyEquipment Financing
Up to $2MAmount
2–5 daysTo funding
Trucks, machines, and medical hardware financed against the equipment itself — keep cash in the business, not in the purchase.
See if I qualifyMCA Consolidation
Up to $2MAmount
3–5 daysTo funding
Roll multiple daily-payment advances into one structure with one payment — lower the drag so cash flow can move again.
See if I qualifyCommercial Real Estate
Up to $5MAmount
2–4 weeksTo funding
Purchase, refinance, or pull equity from the property your business runs on — long terms against a hard asset.
See if I qualifyInvoice / P.O. Financing
Up to $1MAmount
1–2 daysTo funding
Unlock the cash sitting in unpaid invoices and open purchase orders — the work is done, the money shouldn't wait.
See if I qualifyBusiness Credit Cards
Up to $150K0% intro options
1–2 weeksTo approval
Revolving card lines that separate business spend from personal, smooth month-to-month cash flow, and build credit history.
See if I qualifyBusiness-Purpose HELOC
Up to $500KAmount
2–3 weeksTo funding
Put home equity to work in the business through a line you draw as needed — strictly for business purposes.
See if I qualifyCredit Repair
ServiceType
OngoingTimeline
A structured program to clean up and build your credit profile — so the products above move within reach, then stay there.
See if I qualifyProcess
Application to wire, in six steps.
No mystery stages, no black box. Here is the whole track, start to finish.
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Apply
One form, minutes to finish. That single application is the last one you'll fill out.
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Review
Your file gets a soft credit pull only — no impact on your score — while an advisor confirms your numbers and your goal.
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Compare offers
Options come back from multiple lenders laid out side by side — amounts, terms, payment, and total cost. You pressure-test them with your advisor.
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Approval
Often the same business day. Pick the offer that fits and sign electronically — no fee from Forwardline to apply or compare.
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Funding
Capital lands in your business account — in as little as 24 hours on the fastest products.
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Grow
Put the money on the job it was raised for. Your advisor stays on the file for the next round, the refinance, or the upgrade.
Qualifying
Know where you stand before you apply.
The bars are published, not hidden. Clear them and the process moves at full speed.
Working capital & MCA
500+ FICO, 6+ months in business, and $10K+ in monthly revenue. The fastest products carry the lowest bar.
Term loans & SBA
650+ FICO and 2+ years in business. A higher bar, in exchange for larger amounts and longer runway.
Documents
3–4 months of business bank statements and a one-page application. That's the stack for most products.
No credit impact to check
Checking your options runs a soft pull only. Your score doesn't move until you choose to move on an offer.
Why Forwardline
Built to shorten the distance between asking and funded.
One application, many lenders
Your file goes to a network of third-party funding partners. They compete on terms; you compare and choose. One document run, multiple offers.
Approvals in as little as 24 hours
Speed is the operating principle here. Files get worked the day they arrive, and you get an answer — yes or no — fast enough to act on it.
$5K to $5M, twelve products
From a 48-hour working capital sprint to a multi-year SBA loan — matched to the job the money has to do, not to whatever a single lender happens to sell.
All 50 states
Coast-to-coast partner coverage. Wherever your business operates, the process and the timeline are the same.
In plain terms: Forwardline Capital is a broker, not a lender — and we say so on every page. What you get from us is reach into a lending network, speed on your file, and a straight answer either way.
Industries
Industries we keep moving.
Different businesses stall for different reasons. The financing is matched to yours.
Construction
Bridge draw schedules and mobilize crews without waiting on receivables.
Medical
Equipment, build-outs, and acquisition capital for growing practices.
Restaurants
Carry the slow season; fund the renovation between rushes.
Retail
Inventory ahead of peak, capital exactly when shelves need to turn.
Transportation
Fuel, maintenance, and fleet growth between settlement checks.
Manufacturing
Machinery and raw materials financed against real throughput.
Beyond financing
Services that keep the back office moving.
Payment Processing
Take payments cleanly, everywhere your customers are.
Bookkeeping
Books kept current — and lender-ready when you need capital.
Payroll
The team gets paid on time, every time, without the scramble.
Advisory
A straight read on your numbers and the next financing move.
FAQ
Asked before every application.
How fast can my business actually receive funds?
Decisions come back in as little as 24 hours — often the same business day. From there it depends on the product: working capital advances typically wire in 24–48 hours, revenue-based and invoice financing in 1–2 days, credit lines in 1–3 days, term loans in 3–7 days, equipment financing in 2–5 days, and SBA loans in 1–4 weeks.
Does applying affect my credit score?
No. Checking your options runs a soft credit pull only, which leaves no mark on your score. A full credit review only happens if you decide to move forward with a specific partner offer — and your advisor flags that before it happens, never after.
What are the minimums to qualify?
For working capital and merchant cash advances: a 500+ FICO, six or more months in business, and $10,000 or more in monthly revenue. Term loans and SBA loans set a higher bar — 650+ FICO and two or more years in business. If the product you want is out of reach today, your advisor says so plainly and points at the fastest route to it.
What documents do I need to apply?
Three to four months of business bank statements and a one-page application. That is the whole stack for most products — your advisor confirms anything extra up front, so there is one document run, not five.
How does repayment work?
It follows the product. Working capital advances remit automatically on a daily or weekly schedule tied to your revenue. Term loans, SBA loans, and equipment financing carry fixed monthly payments over a set term. Credit lines charge interest only on what you draw. Every offer lays out the schedule and total cost before you sign.
Is Forwardline Capital the lender?
No — and we put that in writing on every page. Forwardline Capital is a broker. Funding is arranged through a network of financing partners and is subject to underwriting, which is exactly why one application can produce multiple competing offers.
What can I use the funds for?
Any legitimate business purpose: payroll, inventory, equipment, build-outs, marketing, expansion, real estate, or refinancing and consolidating existing debt. The financing is matched to the job the money has to do — that is the point of having twelve products instead of one.
Say the word. We start the clock.
Apply in about four minutes — soft credit pull only. An advisor comes back with options within 24 hours.